October 2025 is just days away, and that means new financial benefits from the Canadian government are about to begin. The Canada Revenue Agency (CRA) and Service Canada are scheduled to send several monthly and quarterly payments this month, helping millions of Canadians meet everyday needs like food, rent, childcare, and retirement expenses.
These benefits have increased in line with last year’s inflation, so if you’re already receiving any of these government payments, the amount you receive in October may be slightly higher than before. This year, there are a total of eight different government payment programs, which can total up to $10,800 for an individual. Depending on your income, family situation, and age, you may be eligible for several of these programs.
GST/HST Credit
The GST/HST Credit is a quarterly payment from the CRA intended to reduce the federal sales tax (GST/HST) burden on low- and middle-income Canadians. This tax-free credit helps offset the GST/HST you pay throughout the year. Many provinces and territories also offer their own top-ups, which are paid in conjunction with federal assistance.
There’s usually no need to apply separately for this credit. The CRA automatically determines your eligibility based on your 2024 tax filing.
How much you’ll get:
- Single: $133.25
- Married or common-law partner: $174.50
- Child under 19: $46 per child
Additionally, an additional top-up of up to $545 may be available in some provinces and territories.
Next Payment: October 3, 2025
Ontario Trillium Benefit (OTB)
OTB is for low- and moderate-income residents of the province of Ontario. This payment helps cover everyday needs like energy bills, property taxes, and sales taxes. OTB is a combination of three credits: the Ontario Energy and Property Tax Credit (OEPTC), the Northern Ontario Energy Credit (NOEC), and the Ontario Sales Tax Credit (OSTC).
How much you’ll get:
- OEPTC: $106.91 for those 18–64, $121.75 for those 65+. If you live in a river or public long-term care facility, you may receive an additional $23.75.
- NOEC: Individual $15.41, Family $23.75
- OSTC: $30.91 per person and children
OTB is paid through the CRA, and your eligibility is determined based on your 2024 tax filing.
Next payment: October 10, 2025
Advanced Canada Workers Benefit (ACWB)
The Canada Workers Benefit (CWB) is for individuals and families who are working but earn a low income. Half of the benefit is paid in advance through the ACWB. This allows eligible individuals to meet their needs without waiting for payment at the time of tax filing.
How much will you receive?
- Single: $265
- Couple or Family: $456.50
- Disability Supplement: $136.83 additional
In some provinces, such as Alberta, Quebec, and Nunavut, higher benefits may be available upon eligibility.
Next payment: October 10, 2025
Canada Disability Benefit (CDB)
The CDB is a new program that began in July 2025. It provides monthly financial assistance to low-income adults with disabilities. Citizens aged 18–64 who are approved for the Disability Tax Credit (DTC) are eligible.
How much you’ll receive: Maximum $200 per month, but the actual amount may vary depending on income and family situation. If the total payment is less than $240, it will be paid as a single lump sum.
Next payment: October 16, 2025
Canada Child Benefit (CCB)
The CCB is a monthly tax-free payment to parents to help raise children.
How much you’ll receive:
- $666.41 per month for children under 6 years of age
- $562.33 per month for children aged 6–17
- $284.25 extra for children with the Disability Tax Credit
Many provinces and territories also offer their own top-ups, which are deposited at the same time as the CCB payment.
Next payment: October 20, 2025
Old Age Security (OAS)
The OAS is a monthly pension for Canadians aged 65 and over. This pension doesn’t depend on your work history.
How much you’ll receive:
- OAS: $734.95 for ages 65–74, $808.45 for ages 75+
- Guaranteed Income Supplement (GIS): $1,097.75 for singles, $660.78 for partners receiving OAS
- Allowance: $1,395.73–$1,663.81
OAS provides financial security to older citizens and helps support their lifestyle, along with other government benefits.
Next payment: October 29, 2025
Canada Pension Plan (CPP)
CPP is for those who contributed while working. This pension provides a portion of your income after retirement.
How much you’ll receive:
- Maximum $1,433 per month at age 65
- Average new beneficiary: $845 per month
CPP also includes post-retirement benefits, disability, survivors’ pensions, and special benefits for children.
Next payment: October 29, 2025
Veteran Disability Pension (VDP)
The VDP is a lifetime tax-free payment for veterans. It is provided to those whose health was affected during their military service.
How much you’ll receive:
- Class 1 Disability: $3,444.59 per month
- Additional amount for eligible dependents
Next payment: October 30, 2025
Conclusion
These benefits, available through the CRA and Service Canada in October 2025, are a major source of financial relief for millions of Canadian families. Whether it’s everyday needs, childcare, disability assistance, retirement pensions, or military service benefits, these payments will help strengthen your financial situation.
If you’re eligible for these programs, make sure your information is up-to-date and that you track your payments regularly. These benefits will not only ease your financial burden but also improve your quality of life and self-reliance.
FAQs
Q. What is the maximum amount I can receive in October 2025?
A. Up to $10,800, depending on the programs you qualify for.
Q. Who is eligible for these government benefits?
A. Eligibility depends on age, income, family situation, and prior tax filings.
Q. Do I need to apply separately for each benefit?
A. Most benefits are automatically calculated through your 2024 tax return; some may require an application.
Q. When will the payments be deposited?
A. Payment dates vary by program, ranging from October 3 to October 30, 2025.
Q. Can I receive more than one benefit at the same time?
A. Yes, but your total payments may be reduced if benefits overlap or exceed program limits.
